It’s not wise to make any huge purchases or move your money around 3-6 months before buying a new home. You don’t want to take chances with your credit profile. Lenders need to see that you’re reliable and they want a thorough paper trail so that they can get you the best loan possible. If you open new credit cards, accumulate too much debt or buy too many big-ticket items, you’re going to have a hard time getting a loan.
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